← Back to ScamDefend

Terms of Use

Acceptance of Terms

By downloading, accessing, or using ScamDefend, you agree to these Terms of Use and the Privacy Policy. If you do not agree, do not use the app.

Description of ScamDefend

ScamDefend is a private verification app. Users create an account, invite a loved one by email, and — if the invitation is accepted — receive a unique shared verification phrase for that relationship. You may rotate a phrase. ScamDefend is an additional verification step. It does not monitor calls or messages, detect scams automatically, or guarantee that a request is legitimate.

Eligibility

[LEGAL REVIEW REQUIRED] minimum age, capacity, and any geographic restrictions.

User Accounts

You are responsible for keeping your sign-in details confidential and for activity on your account. Notify us if you believe your account has been compromised. [LEGAL REVIEW REQUIRED] account recovery and prohibited multi-account use.

Appropriate Use

Use ScamDefend only for lawful, personal verification with people who consent to a trusted-circle relationship. You must not use the app to harass, impersonate others, scrape data, disrupt the service, or attempt unauthorized access.

Trusted Relationships

Invitations require acceptance. You should only invite people you know and trust. Accepting a request means you agree to share a verification phrase with that person through the app. You may deny requests you do not recognize.

Verification Phrases

Phrases are an additional identity check. Treat them as sensitive. Do not post phrases publicly. Rotate a phrase if you believe it has been exposed. Phrase data is encrypted before storage; this is not described as end-to-end encryption.

Security Responsibilities

You remain responsible for independently contacting loved ones using details you already trust, and for deciding whether to send money, codes, or account information. ScamDefend does not replace your judgment, your bank’s procedures, or emergency services.

No Guarantee of Scam Prevention

ScamDefend does not prevent scams, stop all scams, or guarantee protection. A matching phrase does not prove that a request is safe. A scammer may still pressure you through other channels. Slow down, verify independently, then decide.

No Financial Advice

ScamDefend does not provide financial, banking, or investment advice and is not affiliated with any bank.

No Legal Advice

Nothing in the app or on this website is legal advice.

No Emergency Service

ScamDefend is not an emergency service and does not contact police or emergency responders. For emergencies, contact local emergency services directly.

Intellectual Property

The ScamDefend name, app, and website content are owned by the publisher of the app, except for third-party marks (including Apple and the App Store). You may not copy or reverse engineer the service except as allowed by law.

Third-Party Services

The app may rely on Apple, cloud hosting, email, or authentication providers. Their terms apply to those services. ScamDefend is not affiliated with Apple beyond distribution on the App Store.

Availability and Changes

Features may change, pause, or end. We do not guarantee uninterrupted availability.

Disclaimer of Warranties

The service is provided “as is” and “as available.” To the fullest extent permitted by law, implied warranties of merchantability, fitness for a particular purpose, and non-infringement are disclaimed. [LEGAL REVIEW REQUIRED] jurisdiction-specific consumer warranty language.

Limitation of Liability

[LEGAL REVIEW REQUIRED] caps on damages, exclusion of consequential damages, and any non-excludable rights in your location. Do not rely on this page as a complete liability waiver until counsel reviews it.

Termination

You may stop using ScamDefend and request account deletion as described in the Privacy Policy and Support page. We may suspend or terminate access for misuse or to protect the service. [LEGAL REVIEW REQUIRED] notice and appeal details.

Changes to Terms

We may update these Terms. Continued use after an update means you accept the revised Terms, except where local law requires additional consent. [LEGAL REVIEW REQUIRED]

Governing Law

[LEGAL REVIEW REQUIRED] governing law, venue, and dispute resolution. No jurisdiction is stated here because none was provided.

Contact

Questions about these Terms: [SUPPORT EMAIL]